|
|
Studentsafe-International
Insurance for International Students is compulsory
All international students studying in New Zealand are required, by the “Code of Practice for the Pastoral Care of International Students”, to have medical and travel insurance for the duration of their study.
This insurance plan has been established to ensure that international students (under the age of 60) studying in New Zealand have appropriate cover that complies with the Code of Practice for the Pastoral Care of International Students.
This insurance plan has been developed by Marsh, the world’s leading insurance broker and is insured with Vero Insurance New Zealand Limited.
Any international student studying in New Zealand is eligible for this insurance.
To download the policy wording including the Schedule of Benefits click here.
How To Arrange Cover
Individual cover and policy
If you wish to buy a Studentsafe International Policy click here, follow the instructions and pay online.
Group facility with an Educational Body
Provided Marsh has arranged a group facility with the Educational Body where you intend to study, the enrolment process for the insurance may differ from this information and will be advised to you by the Educational Body.
Pre-existing Medical Conditions Are Not Covered
You are not automatically covered for pre-existing medical conditions. These are medical conditions or physical conditions that you have before you enrol in the plan and can extend to conditions you were aware of but did not seek treatment for. This is a general exclusion applying to any party to this insurance and includes family members. For example, if a parent or close relative dies while you are in New Zealand and you are required to travel home, cover will not apply if that person has died of a pre-existing medical condition.
However, cover can be arranged in certain circumstances on application to Vero. If you require cover for a pre-existing medical condition you can apply for cover by completing a medical risk assessment form. To download a form click here.
The Period of Cover
The cover will commence once you have enrolled in the insurance and paid your premium to Vero and will be evidenced by a certificate with the start date and end date on it.
Students who pay a full year’s premium are entitled to free travel insurance for up to 31 days for travel to Australia, Bali, Lombok and the Islands of the South Pacific during the period of insurance or during their transit to and from New Zealand.
Ceasing study entirely and leaving the Education Body
If you leave your study or finish study entirely and remain in New Zealand indefinitely then you need to advise Vero and take up an alternative policy upon the expiry of this cover called Visitsafe-Express.
You can purchase Visitsafe-Express by clicking here.
Claims Excess
- $200 for loss to a laptop computer under Section 2.
- $100 for any other claim under Section 2 and Section 5.
- $75 for any claim by a family member under Section 1.
These amounts will be deducted by the insurer before the claim is paid. The level of excess applying to the cover may be varied during the period of cover.
Policy Exclusions
The policy contains both General Exclusions and Section Exclusions. An exclusion means that there is no cover for the event, action or situation excluded.
General Exclusions apply to every section in the policy.
Section Exclusions apply only to specific sections of the policy.
Some Important things you need to know
- The insurance policy provides you with important protection and you should take the time to download the policy and review it.
- The policy wording is the legal basis for the insurance and this is only a guide.
- It is your responsibility to pay for medical check-ups and treatment for maintenance of your physical and dental health. Cover is also not provided for immigration medicals, sexually transmitted illnesses or pregnancy terminations.
- The premium you pay to the Educational Body includes statutory levies and compensation paid to the Institute of Technology for their administration of the plan.
- Pre-existing conditions are not covered.
- You are required to take reasonable care in protecting your property from theft or loss.
There are a number of frequently asked questions which you can review by clicking here.
|
| Downloads | © Copyright - Comprehensive Travel Insurance 2004 Ltd, Studentsafe is a registered trademark owned by Marsh Limited |
|